My debt free date should be May 2014. I mentioned before that I found a fantastic snowball calculator online and am using it to keep myself accountable with my payoff. If you would like to download a copy yourself please go to this link.
Well, here it is. My debt free date. Lord, it is SO close!!
I am so effing excited! Now, of course I realize that Murphy is bound to show up but it is so nice to see an actual light at the end of the tunnel. I am very, very determined to get out of debt. I don’t know what has happened to me in the last few months but I feel that I can get out of debt. I can live my life with a written budget (ahem…most of the time). I can deal with my problems without putting my head into the sand. I can save money if I set my mind to it! I feel such a sense of empowerment!