Paper Clutter

I’ve mentions before how much paper clutter really makes me crazy. Even though I’ve been good at managing things from getting out if control, well, I always seem to battle paper. So much so that today I spent 4 hours working on my home office. And, people, only 70% is done. My lovely DH just made me some coffee so my second wind comes in. I’m getting rid of everything that’s absolutely not necessary and have had to change the liner on my.heavy duty shredder 2 times now. My little ones are helping with the shredding and recycling. Now I’m just putting everything back in order.

Tomorrow, I will put up weekly spending recap and No embers budget and goals. Have an awesome Saturday night 🙂

Exhaustion

Work is so exhausting.  I thought last year that it would eventually slow down, however, it has not.  I work a lot and am getting very tired of it.  For the past month, I have refused to go to work on weekends because my kids have soccer games every Saturday and I literally have to be up before 7 since 99% of their games start at 8:30 and it is non stop until about 5PM.  Add in that I’m at work by 6:00 AM everyday and often times don’t leave until 5 or 6PM, well, you get the picture – I’m extremely exhausted.
With this exhaustion, I have slacked big time on working out.  I am just too tired.  I hate excuses.  I hate them.  I shouldn’t be this tired all the time, yet I am.  I know a big part of it is stress and another part of it is the fact that I’m not running to counter the stress.  I haven’t ran in about a month.  Sigh.  I am going to make myself go running tomorrow.

On the money front, I have still been bringing coffee from home and packing my lunches every day. Actually, I’ve been packing breakfast, snacks and lunch because I’m there so long.  Even though I haven’t been working out consistently I have still been eating pretty healthy.  I pack my lunches every Sunday night and literally just grab each morning.  The only thing I have to do is make my latte and I’m good to go in the morning.  For a really lazy person like me, this is a Godsend.  Thursday is my pay day and I’ve already written all my checks and will mail them all out tomorrow.   I know everyone gives me a hard time about checks but after a lot of bad luck with auto deductions on everything except my mortgage and car insurance, I’d rather just write my checks and be completely and totally old fashioned.

Have a great night everyone.

PS, I’m fixing the side bars but having problems and those numbers are not accurate.

Update

I absolutely love fall – the foliage, pumpkin spiced lattes, flannel shirts. Work is still incredibly busy for me but I have been making myself taking walks with my kids and our puppy. Now that my DH is working we are having to get back in the swing of things – chores, homework and kids sports. DH gets home at about 5 and lost kids activity start at 6 – 7. I have
the responsibility of getting dinner and homework done with kids. I also still have the responsibility of keeping our bills paid on time.

My work life is still unbalanced, meaning it is still insane. I still work a ton of hours and this limits how much time I actually have to deal with paperwork. I’ve put together a binder so I can keep track of everything. I have a section for calendars, account information and our budget.

I still hate paper clutter and have been able to keep the clutter at bay. Some weeks are better than some and some weeks are worse. When Mail comes I deal with it immediately before it gets into the house. Everything that is not a bill or pertinent information I immediately recycle. I open every piece if mail right when I get it. I have found that during the years if I don’t so this, paper gets out if control. As bills come in I write when it is due on the calendar and put the actual bill in the flap of the binder. I get paid every other Thursday and hubby gets paid every other Friday, opposite of my week. I try to pay bills right when I get paid. I still have my savings automatically deposited to my online account.

While DH wasn’t working it was really tough to pay bills. I’ve had to use all our savings to pay bills. My immediate goal is to save $2,000. Then I’m targeting my student loans and finally my line of credit. We would like to get save 10% towards the down payment of a new house. We have completely outgrown our house but I absolutely don’t want to buy another house until we build our savings back up.

Back to the beginning

I am still tracking spending and trying to live within our means. DH will get his first paycheck in a year and a half this Friday and I am beyond excited about having 2 incomes again. With only one income and several large emergencies we have depleted our savings and have to start rebuilding our savings again. I feel a little lost again, almost like I don’t know where to start.
I DO know I need to track religiously and also cut expenses. My goal for the week is balance checkbook and pay some bills. Oh, and find stuff to do that doesn’t cost any money. –>

20131001-134239.jpg